What Is the ECO4 Scheme? A Complete Guide for UK Households (2025)

The ECO4 Scheme is the UK Government’s latest and most impactful initiative designed to help households improve energy efficiency through fully funded heating and insulation upgrades. Running from 2022 to 2026, the scheme forms a major part of the UK’s commitment to reducing carbon emissions and helping families lower their energy bills.

If you’re a homeowner or tenant on eligible benefits, ECO4 could give you free upgrades such as insulation, heating systems, first-time central heating, and renewable energy solutions. At ECO4 Nations, we make the entire process simple, fast and stress-free.

Why the ECO4 Scheme Exists:
Millions of UK homes still perform poorly on energy efficiency, with EPC ratings below D. This leads to:
- Higher heating bills
- Heat loss and cold homes
- Increased carbon emissions

To solve this, the government has targeted raising as many homes as possible to EPC Band C by 2035. ECO4 is a major step toward that goal.

Energy suppliers (the largest providers in the UK) are obligated by law to fund energy-saving improvements, helping the UK move toward a greener, carbon-neutral future.

What Upgrades Can You Get Through ECO4?
Under ECO4, eligible households may receive fully funded improvements such as:
1. Insulation Upgrades
- Loft insulation
- Cavity wall insulation
- Internal wall insulation
- Underfloor insulation

2. Heating System Improvements
- First-Time Central Heating (FTCH)
- Air Source Heat Pumps
- Electric storage heater upgrades
- Renewable heating technologies
Note: Private landlords can apply for FTCH and renewable systems but not boiler-only upgrades.

3. Renewable Energy Measures
- Heat pumps
- Solar PV (depending on property & installer assessment)

Who Installs ECO4 Measures?
All work must be completed by:
- TrustMark-approved installers
- Qualified Retrofit Assessors
- Managed by a professional Retrofit Coordinator

Who Is Eligible for the ECO4 Scheme?
You may qualify if:
- You are a homeowner or tenant
- You receive means-tested benefits
- You receive child benefits (subject to income thresholds)

Common qualifying benefits:
- UC (Universal Credit)
- ESA / JSA
- Pension Credit
- Child Tax Credit
- Housing Benefit
- Working Tax Credit

Why ECO4 Nations?
At ECO4 Nations, we specialise in helping households across the UK access government-funded energy upgrades quickly and professionally. We handle eligibility checks, surveys, installations, documentation, and compliance with TrustMark standards.

Apply for ECO4 Funding Today
If your home struggles with high bills, cold rooms or an outdated heating system, the ECO4 Scheme could transform your energy efficiency at no cost to you.